Question

What happens if an individual travels to high-risk locations in life insurance underwriting?

a.

It has no impact on life insurance underwriting

b.

The proposal will be declined without further assessment

c.

The proposal will be evaluated and the decision to grant cover will be made based on the risk levels of the location and other factors

d.

None of the above

Answer: (c).The proposal will be evaluated and the decision to grant cover will be made based on the risk levels of the location and other factors Explanation:When an individual travels to high-risk locations, it may impact their risk levels and therefore the underwriting decision for their life insurance proposal. The proposal will be evaluated, and the decision to grant cover will be made based on the risk levels of the location and other factors.

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Q. What happens if an individual travels to high-risk locations in life insurance underwriting?

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