Question

___________ is the frequency with which a disease appears in a given group of people on the basis of their age. gender and occupation.

a.

Mortality rate

b.

Morbidity rate

c.

Mortality table

d.

Morbidity risk

Posted under IC22 Life Insurance Underwriting

Answer: (b).Morbidity rate Explanation:Morbidity rate refers to the frequency with which a particular disease or health condition appears in a particular group of people based on factors such as age, gender, and occupation. It is a measure of the number of people who are affected by a disease or health condition in a given population over a specific period of time. Mortality rate, on the other hand, refers to the frequency with which death occurs in a particular population due to a particular cause or causes. A mortality table is a statistical table that shows the probability of dying at various ages and is used in life insurance underwriting. Morbidity risk is the likelihood of experiencing illness or disease.

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Q. ___________ is the frequency with which a disease appears in a given group of people on the basis of their age. gender and occupation.
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