Question

What do underwriting manuals contain?

a.

Descriptions of various impairments and medical documentation required to assess the risk-profile of the applicant.

b.

Mortality rates for only a few medical conditions.

c.

Only favourable medical factors.

d.

Only unfavourable medical factors.

Posted under IC22 Life Insurance Underwriting

Answer: (a).Descriptions of various impairments and medical documentation required to assess the risk-profile of the applicant. Explanation:Underwriting manuals contain extra mortality rates for all possible medical conditions. It also contains descriptions of various impairments and medical documentation that would be required to assess the risk-profile of the applicant.

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Q. What do underwriting manuals contain?
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