Q. Who conducts the pre-insurance medical examination?

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Q. What is included in a pre-insurance medical examination?

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Q. Who pays for the costs of the medical tests?

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Q. What are the additional questionnaires provided to clients during the pre-insurance medical examination for?

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Q. What tests may be conducted during a pre-insurance medical examination?

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Q. How are medical examinations carried out by insurance companies?

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Q. What is the maximum time limit set by IRDA for processing life insurance proposals by insurance companies?

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Q. What triggers the underwriting process of a life insurance proposal?

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Q. What is the role of underwriters in the life insurance underwriting process?

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Q. How has the processing time for the end-to-end underwriting process changed in recent times?

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Q. What happens if the premium to be charged comes to a higher value than what the client applied for through the quote?

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Q. Why might the final premium over-ride the initial quote generated at the pre-underwriting stage?

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Q. What happens if the client does not agree to the terms of the counter-offer suggested by the insurer?

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Q. What is a green channel underwriting in life insurance?

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Q. When does the final premium for a life insurance policy get set?

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Q. How do insurance companies reduce the processing time for underwriting?

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Q. What is the automated rule engine used for in the insurance underwriting process?

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Q. What is the Jet unit underwriting method used for in the insurance underwriting process?

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Q. Why do insurance companies use the automated rule engine for underwriting?

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Q. Who takes the final underwriting decision in the insurance underwriting process?

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