Q. What are some potential medico-legal issues associated with genetic testing in life insurance?

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Q. What is a potential benefit for those previously considered uninsurable due to gene testing?

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Q. Gene test is also known as

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Q. What is the underwriting process in insurance?

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Q. What are some challenges faced by the underwriting process?

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Q. Why do insurers keep thin profit margins?

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Q. What is a potential challenge in getting appropriate and accurate documentation on financial or medical facts of the life to be assured?

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Q. What can be a potential consequence of inadequate documentation in the underwriting sheet?

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Q. What impact does the growing demand for low-priced insurance products coupled with excellent customer service have on the underwriting process?

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Q. What is the impact of non-disclosures and misrepresentations of information and facts at the point of sale on the underwriting decision and policy acceptance?

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Q. Which external agencies pose a challenge at the risk evaluation/underwriting process?

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Q. Why is stiff competition amongst insurers necessitating customised underwriting rules?

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Q. What is the inherent challenge of automating the underwriting process?

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Q. Why is the availability of trained underwriters a challenge?

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Q. What is centralised processing of underwriting?

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Q. What does KYC stand for in the insurance industry?

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Q. Why are non-medical underwritten products priced higher than medically underwritten products?

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Q. What is a non-medical grid?

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Q. What happens once the life insurance underwriter approves the proposal?

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Q. What is the underwriting philosophy used for in the insurance industry?

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