Question

Which factors contribute to the mortality and morbidity risk for personnel employed in the armed forces?

a.

Specialized training

b.

Environmental exposure

c.

Improper working conditions

d.

All of the above

Posted under IC22 Life Insurance Underwriting

Answer: (d).All of the above Explanation:Personnel employed in the armed forces face a variety of risk factors that can contribute to their mortality and morbidity. These risk factors include specialized training, environmental exposure, and improper working conditions. Specialized training is required for individuals in the armed forces to effectively carry out their duties, but improper training or a lack of training can increase the risk of accidents and injuries. Environmental exposure can also be a significant risk factor, as personnel may be exposed to hazardous materials, extreme temperatures, or other dangerous conditions. Finally, working conditions can also contribute to mortality and morbidity risk, as individuals in the armed forces may be required to work in cramped or dangerous environments.

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