Question

What is the impact of multiple avocations and hazardous activities on risk?

a.

It reduces the overall risk

b.

It does not impact the overall risk

c.

It increases the overall risk

d.

It makes the sport less challenging

Posted under IC22 Life Insurance Underwriting

Answer: (c).It increases the overall risk Explanation:Some individuals who participate in multiple avocations or engage in hazardous activities like car racing or drugs are identified as personalities who are "thrill seekers" and crave for excitement and danger. Such individuals pose accelerated risks rather than the sum of the independent risk factors.

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Q. What is the impact of multiple avocations and hazardous activities on risk?
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