Question

How does the duration of diabetes affect the underwriting risk selection?

a.

Shorter duration of diabetes leads to higher rating

b.

Longer duration of diabetes leads to higher rating

c.

Duration of diabetes does not affect the rating

d.

Duration of diabetes affects the rating in an unpredictable way

Answer: (b).Longer duration of diabetes leads to higher rating Explanation:Longer duration of diabetes leads to higher rating due to the increased risk of developing early complications that may not be detected by screening.

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Q. How does the duration of diabetes affect the underwriting risk selection?

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