Question

What should an underwriter consider when underwriting a proposal involving a kidney stone problem?

a.

Whether there are any metabolic or systemic underlying disorders that may increase the risk of mortality

b.

The color of the kidney stones

c.

The size of the kidney stones

d.

The location of the kidney stones

Posted under IC22 Life Insurance Underwriting

Answer: (a).Whether there are any metabolic or systemic underlying disorders that may increase the risk of mortality Explanation:At the time of underwriting a proposal involving a kidney stone problem, the underwriter should consider whether there are any metabolic or systemic underlying disorders that may increase the risk of mortality.

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