Question

What is the underwriting consideration for emphysema?

a.

Obtain a respiratory questionnaire from the Life Assured or treating physician

b.

Obtain a cardiovascular questionnaire from the Life Assured or treating physician

c.

Obtain a neurological questionnaire from the Life Assured or treating physician

d.

Obtain a musculoskeletal questionnaire from the Life Assured or treating physician

Posted under IC22 Life Insurance Underwriting

Answer: (a).Obtain a respiratory questionnaire from the Life Assured or treating physician Explanation:Underwriting considerations for emphysema is similar to that noted above in Chronic Bronchitis, and a respiratory questionnaire needs to be obtained by Life Assured or treating physician.

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