Question

How does underwriting for occasional attacks of acute bronchitis differ from chronic bronchitis?

a.

Occasional attacks of acute bronchitis do not attract any special ratings, while chronic bronchitis can result in special insurance terms or declinature.

b.

Both occasional attacks of acute bronchitis and chronic bronchitis can result in special insurance terms or declinature.

c.

Occasional attacks of acute bronchitis and chronic bronchitis are treated the same for underwriting purposes.

d.

Occasional attacks of acute bronchitis can result in declinature, while chronic bronchitis does not attract any special ratings.

Posted under IC22 Life Insurance Underwriting

Answer: (a).Occasional attacks of acute bronchitis do not attract any special ratings, while chronic bronchitis can result in special insurance terms or declinature. Explanation:In the case of underwriting for individuals who suffer from occasional attacks of acute bronchitis which resolves with treatment, it does not attract any special ratings. In the case of underwriting for individuals who suffer from chronic bronchitis, the underwriters can offer special insurance terms which can vary between mild ratings (reversible stage, non-smoker) to declinature (severe, irreversible chronic bronchitis, particularly in smokers).

Interact with the Community - Share Your Thoughts

Uncertain About the Answer? Seek Clarification Here.

Understand the Explanation? Include it Here.

Q. How does underwriting for occasional attacks of acute bronchitis differ from chronic bronchitis?
Add Comment

Similar Questions

Explore Relevant Multiple Choice Questions (MCQs)

Q. What is chronic bronchitis and how is it defined?

View solution

Q. What is acute bronchitis and what is its cause?

View solution

Q. What is COPD?

View solution

Q. What is intrinsic asthma?

View solution

Q. What is extrinsic asthma?

View solution

Q. How is the respiratory system divided?

View solution

Q. What is the respiratory system responsible for?

View solution

Q. Which of the following is also known as allergic asthma?

View solution

Q. What is the prognosis for pulmonary tuberculosis in an HIV negative individual?

View solution

Q. What is the importance of the TB questionnaire in underwriting considerations?

View solution

Q. What is tuberculosis?

View solution

Q. What is the relationship between HIV and tuberculosis?

View solution

Q. What is the leading cause of death among people infected with HIV worldwide?

View solution

Q. What is the most common site of extra-pulmonary tuberculosis?

View solution

Q. Which bacteria is responsible for tuberculosis?

View solution

Q. What is the clinical form of primary tuberculosis infection?

View solution

Q. Why is tuberculosis particularly dangerous for people infected with HIV?

View solution

Q. What is extra-pulmonary tuberculosis?

View solution

Q. What is the predominant point of entry for tuberculosis infection?

View solution

Q. What is tuberculosis?

View solution
View All MCQs on IC22 Life Insurance Underwriting

Recommended Subjects

Are you eager to expand your knowledge beyond IC22 Life Insurance Underwriting? We've handpicked a range of related categories that you might find intriguing.

Click on the categories below to discover a wealth of MCQs and enrich your understanding of various subjects. Happy exploring!

Automotive Engine Design

Embark on a thrilling exploration of Automotive Engine Design, where the intricacies...

IC 89 Management Accounting

Boost your preparation for the IC 89 Management Accounting exam with our extensive...

Financial Management and Financial Markets

Master the world of finance with our Financial Management and Financial Markets...

Life Sciences

Delve into the diverse world of life sciences with our specialized category. Explore...

Cytogenetics

Delve into the genetic mysteries of chromosomes with our Cytogenetics category....

Engineering Materials

Discover the building blocks of engineering with our Engineering Materials category....

Environmental Engineering

Explore the critical field of Environmental Engineering with our dedicated category....

Instrumentation Transducers

Master the art of instrumentation and transducers with our specialized category....

Biotechnology

Discover the cutting-edge world of biotechnology with our Biotechnology category....