Question

How does underwriting for occasional attacks of acute bronchitis differ from chronic bronchitis?

a.

Occasional attacks of acute bronchitis do not attract any special ratings, while chronic bronchitis can result in special insurance terms or declinature.

b.

Both occasional attacks of acute bronchitis and chronic bronchitis can result in special insurance terms or declinature.

c.

Occasional attacks of acute bronchitis and chronic bronchitis are treated the same for underwriting purposes.

d.

Occasional attacks of acute bronchitis can result in declinature, while chronic bronchitis does not attract any special ratings.

Posted under IC22 Life Insurance Underwriting

Answer: (a).Occasional attacks of acute bronchitis do not attract any special ratings, while chronic bronchitis can result in special insurance terms or declinature. Explanation:In the case of underwriting for individuals who suffer from occasional attacks of acute bronchitis which resolves with treatment, it does not attract any special ratings. In the case of underwriting for individuals who suffer from chronic bronchitis, the underwriters can offer special insurance terms which can vary between mild ratings (reversible stage, non-smoker) to declinature (severe, irreversible chronic bronchitis, particularly in smokers).

Interact with the Community - Share Your Thoughts

Uncertain About the Answer? Seek Clarification Here.

Understand the Explanation? Include it Here.

Q. How does underwriting for occasional attacks of acute bronchitis differ from chronic bronchitis?
Add Comment

Similar Questions

Explore Relevant Multiple Choice Questions (MCQs)

Q. What is chronic bronchitis and how is it defined?

View solution

Q. What is acute bronchitis and what is its cause?

View solution

Q. What is COPD?

View solution

Q. What is intrinsic asthma?

View solution

Q. What is extrinsic asthma?

View solution

Q. How is the respiratory system divided?

View solution

Q. What is the respiratory system responsible for?

View solution

Q. Which of the following is also known as allergic asthma?

View solution

Q. What is the prognosis for pulmonary tuberculosis in an HIV negative individual?

View solution

Q. What is the importance of the TB questionnaire in underwriting considerations?

View solution

Q. What is tuberculosis?

View solution

Q. What is the relationship between HIV and tuberculosis?

View solution

Q. What is the leading cause of death among people infected with HIV worldwide?

View solution

Q. What is the most common site of extra-pulmonary tuberculosis?

View solution

Q. Which bacteria is responsible for tuberculosis?

View solution

Q. What is the clinical form of primary tuberculosis infection?

View solution

Q. Why is tuberculosis particularly dangerous for people infected with HIV?

View solution

Q. What is extra-pulmonary tuberculosis?

View solution

Q. What is the predominant point of entry for tuberculosis infection?

View solution

Q. What is tuberculosis?

View solution
View All MCQs on IC22 Life Insurance Underwriting

Recommended Subjects

Are you eager to expand your knowledge beyond IC22 Life Insurance Underwriting? We've handpicked a range of related categories that you might find intriguing.

Click on the categories below to discover a wealth of MCQs and enrich your understanding of various subjects. Happy exploring!

IC 14 Regulations of Insurance Business

Prepare for the IC 14 Regulations of Insurance Business exam with our focused set of...

Renewable Energy

Explore the sustainable future of energy with our Renewable Energy category. Dive...

Molecular Biology

Dive into the intricate world of molecular biology with our specialized category....

Cytogenetics

Delve into the genetic mysteries of chromosomes with our Cytogenetics category....

Virology

Explore the captivating world of Virology with our specialized category. Dive into...

Human and Cultural Diversity

Explore the rich tapestry of human societies with our Human and Cultural Diversity...

Engineering Geology

Explore the dynamic field of Engineering Geology with our specialized category. Delve...

Basic Electrical Engineering

Master the fundamentals of Electrical Engineering with our specialized category....

Fluid Mechanics

Unlock the mysteries of fluids and their behavior with our Fluid Mechanics category....