Question

What is the usual underwriting outcome for an applicant with controlled blood pressure and no complications or associated risk factors?

a.

Substandard terms are offered

b.

Additional loadings are applied

c.

No additional loadings are usually applied

d.

Detailed information is required before terms are considered

Posted under IC22 Life Insurance Underwriting

Answer: (c).No additional loadings are usually applied Explanation:For applicants with controlled blood pressure, with or without medication, and who have no complications or associated risk factors, no additional loadings are usually applied.

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Q. What is the usual underwriting outcome for an applicant with controlled blood pressure and no complications or associated risk factors?
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