Question

What should underwriters do if surgery has been done to remove nasal polyps in the recent past?

a.

Call for a physical examination

b.

Call for imaging studies

c.

Call for histopathology reports to rule out any malignancy

d.

Call for a review of the patient's medical history

Posted under IC22 Life Insurance Underwriting

Answer: (c).Call for histopathology reports to rule out any malignancy Explanation:This is because nasal polyps can sometimes be associated with certain types of cancer, such as squamous cell carcinoma or adenocarcinoma. Therefore, underwriters may request histopathology reports, which can help to identify any abnormal or cancerous cells in the removed polyps. This information can be used to assess the person's risk and determine appropriate underwriting decisions.

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Q. What should underwriters do if surgery has been done to remove nasal polyps in the recent past?
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