Q. In what circumstances should an insurer increase their retention to preserve the acceptable degree of fluctuation of results?

View solution

Q. What is the impact of a bad reinsurance market on an insurer's retention?

View solution

Q. When may an insurer consider reinsuring as much as possible?

View solution

Q. What is the purpose of solvency margin regulation?

View solution

Q. What happens if an insurer fails to maintain an acceptable degree of fluctuation of results?

View solution

Q. In which circumstances should an insurer leave their retention at existing levels despite the "growth"?

View solution

Q. What is the purpose of reinsurers requiring higher retentions during times of bad results?

View solution

Q. Why might an insurer consider reinsuring as much as possible during times when the supply of reinsurance exceeds demand?

View solution

Q. What is the purpose of "solvency margin" regulation?

View solution

Q. What happens if an insurer invests in stock market investments?

View solution

Q. What is the purpose of using stock market investments to leverage capital gain?

View solution

Q. If management sets high retention limit , then ____________

View solution

Q. What is retention in insurance?

View solution

Q. What is the role of an actuary in managing retention?

View solution

Q. What are the two types of retention that need to be managed?

View solution

Q. How is Per Event retention managed?

View solution

Q. What are some examples of event-based exposures?

View solution

Q. How can a geographical concentration of risks affect an insurer's portfolio?

View solution

Q. In what way can a balanced portfolio be achieved for hail damage to crops?

View solution

Q. What is the Per Event retention managed through?

View solution