Q. What information do reinsurers require when Auto/Fac cover contains only peak risks?

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Q. What do reinsurers on higher surpluses and on facultative reinsurance examine?

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Q. When may insurers resort to group underwriting?

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Q. What is group underwriting?

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Q. For what type of risks is reinsurance on an excess of loss basis possible?

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Q. What happens when the excess of loss reinsurer asks for too big a share of the original premium?

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Q. What types of risks are covered under engineering insurance?

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Q. Why do many insurers need to liaise with specialist reinsurers in engineering insurance?

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Q. What is the general practice for retentions in engineering insurance?

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Q. What is the role of reinsurers in fixing retentions for engineering insurance?

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Q. What are the risks associated with ALOP/DSU coverage in engineering insurance?

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Q. In property insurance, the usual risk schedules of retention is based on several risk factors. Which of the following risk factors is not considered while preparing a risk schedule of retentions?

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Q. What is the most common method of reinsurance for motor insurance?

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Q. Which types of vehicles in motor insurance require excess of loss cover due to the high cost of fittings?

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Q. What is the burning cost basis for rating excess of loss covers for motor insurance?

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Q. What is the main reason for excess of loss covers being suitable for workmen's compensation insurance?

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Q. Why is it wise to reinsure out on a proportional basis any risks carrying high exposure or risks where the rate level is considered inadequate?

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Q. What are the three major classes of miscellaneous accident business?

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Q. Which method of reinsurance is normally used in the Miscellaneous Department?

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Q. What types of risks carry catastrophe exposures in Personal Accident business?

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