Q. How long is the duration and area limitation for riots, civil commotions, and malicious damage in a loss occurrence?

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Q. What is the duration of a loss occurrence for earthquakes, seaquakes, tidal waves, and volcanic eruptions?

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Q. What happens to individual losses occurring outside the specified period or areas of a loss occurrence?

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Q. In excess of loss reinsurances, how are occupational disease claims typically aggregated?

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Q. How are products liability losses treated in excess of loss reinsurances?

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Q. How are fidelity losses treated in excess of loss reinsurances?

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Q. In reinsurance agreements, what happens to the limit of cover if a portion of it is reduced due to the settlement of a loss?

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Q. What is typically charged for subsequent reinstatements of the coverage limit?

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Q. What does the PML excess clause aim to address in reinsurance agreements?

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Q. In the reinstatement clause of a reinsurance agreement, what is the purpose of the provision regarding the extent of reinstatement?

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Q. Under the PML excess clause, what is the limit of additional liability imposed on the reinsurer if the estimated probable maximum loss (PML) is exceeded?

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Q. What happens if the application of the PML excess clause leads to different shares in a loss for the direct insurer and the reinsurer?

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Q. Which provision in a reinsurance agreement overrides other terms and conditions, including the errors clause?

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Q. In reinsurance agreements, what is the purpose of the extension of cover clause?

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Q. What is the purpose of the downgrade clause in reinsurance agreements?

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Q. How do downgrade clauses in reinsurance agreements typically respond to a rating downgrade of the reinsurer?

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Q. What triggers the activation of a downgrade clause in reinsurance agreements?

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Q. What is the purpose of a cut-through provision in reinsurance agreements?

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Q. When is a cut-through clause typically triggered in reinsurance agreements?

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Q. In what situations can a cut-through provision be used in reinsurance agreements?

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