Q. Which designation will be provided to the insurance company if credit rating agency feels that rating of the insurer may be raised, lowered, or affirmed?

View solution

Q. If an insurance company is put under ‘Credit Watch’, and is given a ‘positive’ designation, then what would this mean for that insurance company?

View solution

Q. What does the IRDA monitor as a key measure of insurers' and reinsurers' financial health?

View solution

Q. How do credit rating agencies disseminate information about ratings to the public?

View solution

Q. What factors are considered by credit rating agencies in their assessment process?

View solution

Q. What is the requirement for credit rating agencies engaged in rating securities offered through public or rights issues in India?

View solution

Q. What do National Scale Ratings assess?

View solution

Q. What is the purpose of periodic reviews conducted by credit rating agencies?

View solution

Q. What do credit ratings primarily assess?

View solution

Q. What is the basis of credit ratings?

View solution

Q. How do insurers and reinsurers use credit rating?

View solution

Q. In a credit rating agency, who among the following can take the decision regarding change of rating of an insurer?

View solution

Q. What is the purpose of Insurance Regulatory Information System (IRIS) developed by the National Association of Insurance Commissioners (NAIC)?

View solution

Q. Which credit rating agency is associated with the prefix 'DCR India' in India?

View solution

Q. Which prefix is used for National Scale Ratings in Mexico?

View solution

Q. What does the "positive" designation in CreditWatch indicate?

View solution

Q. When are ratings put on CreditWatch?

View solution

Q. What does CreditWatch highlight in credit ratings?

View solution

Q. Who is responsible for assigning ratings in credit rating agencies?

View solution

Q. What are the different categories used to refer to financial strengths in credit ratings?

View solution