Question

Why does the age of the proposed insured raise concerns for underwriters?

a.

Because advanced age indicates a lower risk of mortality

b.

Because the risk of degenerative diseases decreases with age

c.

Because chances of degenerative diseases and mortality risk increase with age

d.

Because insurance for older individuals is typically more affordable

Answer: (c).Because chances of degenerative diseases and mortality risk increase with age Explanation:Advanced age is associated with an increased risk of degenerative diseases and higher mortality risk, which raises concerns for underwriters.

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Q. Why does the age of the proposed insured raise concerns for underwriters?

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