Q. What is a "material fact" in the context of an insurance contract?

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Q. Who has the legal duty of Utmost Good Faith in insurance contracts?

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Q. Which of the following scenarios involves a material fact that should be disclosed in a life insurance proposal?

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Q. In a fire insurance proposal, which of the following is considered a material fact?

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Q. What type of material information should be disclosed in a marine insurance proposal?

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Q. When proposing motor insurance, what information should be disclosed as a material fact?

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Q. In the context of health insurance, which of the following is considered a material fact?

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Q. Why are questions in the proposal form for insurance considered material facts?

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Q. In which of the following scenarios do material facts need not be disclosed?

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Q. Which of the following is a situation in which the insured has no obligation to disclose material facts unless specifically asked by the underwriters?

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Q. In the case of insurance contracts, when does the duty to disclose material facts extend?

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Q. When is there no further need to disclose any material facts in a life insurance policy?

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Q. In the case of health insurance, when does the insured need to inform the insurer about health issues?

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Q. What is the term for the situation where the insured is silent about material facts because the insurer has not raised specific inquiries?

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Q. When is non-disclosure considered concealment?

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Q. What is the principle based on which insurance contracts operate, demanding the full disclosure of all material facts by the insured?

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Q. Which of the following is NOT considered a material fact that the insured should disclose in a life insurance proposal?

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Q. In the case of general insurance, what must the insured do at the time of policy renewal if there has been a change in the occupancy of a building?

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Q. When non-disclosure is unintentional and occurs without the intention to deceive, it is referred to as:

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Q. The duty to disclose material facts applies to which party involved in an insurance contract?

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