Question

Mr. Pinto contracted pneumonia as a result of lying on wet ground after a horse riding accident. The pneumonia resulted in death of Mr. Pinto. What is the proximate cause of the death?

a.

Pneumonia

b.

Horse

c.

Horse riding accident

d.

Bad luck

Posted under IC38 Life Insurance Agent Exam

Answer: (c).Horse riding accident Explanation:In this case, while pneumonia was the immediate cause of death, the proximate cause, which set in motion the chain of events leading to pneumonia and ultimately Mr. Pinto's death, was the horse riding accident. The wet ground and exposure to the elements due to the accident were the direct consequences of the horse riding accident, making it the predominant cause.

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Q. Mr. Pinto contracted pneumonia as a result of lying on wet ground after a horse riding accident. The pneumonia resulted in death of Mr. Pinto. What is the proximate cause of the...
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