Q. Which regulatory regulations require the inclusion of add-on covers or riders in an insurance prospectus?

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Q. Under IRDAI regulations, what does "participative" mean in the context of an insurance plan?

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Q. What does UIN stand for in the context of an insurance prospectus?

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Q. What is the significance of the term "time-excess" in insurance policies?

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Q. Which party typically owns salvage in insurance claims?

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Q. In the context of insurance, what is subrogation?

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Q. Which of the following information is typically included in an insurance prospectus?

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Q. Which regulatory authority mandates the inclusion of Section 41 in an insurance prospectus to prohibit certain inducements?

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Q. What does Section 41 in an insurance prospectus prohibit?

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Q. Which of the following is not typically found in an insurance prospectus?

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Q. What does the term "nomination" refer to in the context of an insurance prospectus?

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Q. Which of the following it not usually part of the insurance prospectus?

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Q. What is the purpose of a Proposal Form in the insurance application process?

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Q. What is the "Principle of Utmost Good Faith" associated with when it comes to the Proposal Form?

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Q. How long should the insurer take to provide a copy of the proposal submitted by the insured, as per IRDAI guidelines?

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Q. Which party is responsible for ensuring the timely refund of a proposal deposit if it is refundable?

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Q. In the insurance context, what does "duty of disclosure" refer to?

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Q. What can be the format of a Proposal Form?

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Q. How long does the insurer have to provide a copy of the proposal to the insured, as per IRDAI guidelines?

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Q. In which stage of the insurance process does the duty of disclosure begin?

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