Q. What does the proposer need to declare regarding any past insurer actions, like policy refusals or premium increases?

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Q. In the context of personal accident insurance, why does the insurer want to know about other personal accident policies taken by the same insured?

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Q. What information does the proposer need to declare about his claim experience?

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Q. How does the insurance company use the information gathered from the proposal form in the underwriting process?

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Q. What does a Prospectus serve as in the context of health insurance?

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Q. How are premiums usually collected for health insurance policies according to the Insurance Act, 1938?

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Q. When and under what circumstances did the IRDAI allow insurers to collect health insurance premiums in instalments?

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Q. According to IRDAI Regulations for protecting policyholder's interests, what information should a Health Insurance Policy document contain?

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Q. What is the purpose of including the "Provision for cancellation of the policy on grounds of misrepresentation, fraud, non-disclosure of material facts, or non-cooperation of the insured" in a health insurance policy document?

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Q. What is a "condition" in the context of an insurance contract?

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Q. How does a breach of condition affect an insurance policy?

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Q. What is a "warranty" in an insurance contract?

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Q. How must warranties be observed and complied with according to insurance principles?

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Q. Which of the following is NOT an example of a condition in an insurance policy?

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Q. What is the purpose of an endorsement in an insurance policy?

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Q. When are endorsements typically issued in an insurance policy?

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Q. What is the role of endorsements in the insurance contract?

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Q. When might an endorsement be issued to an insurance policy?

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Q. If you want to add a new peril to your insurance policy, what should you request?

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Q. Which of the below statement is correct with regards to a warranty?

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