Question

Which of the following documents are not required to be submitted for Permanent Total Disability claim?

a.

Duly completed Personal Accident claim form signed by the claimant.

b.

Copy of Insurance Policy.

c.

Permanent disability certificate from a civil surgeon or any equivalent competent doctors certifying the disability of the insured.

d.

Fitness certificate from the treating doctor certifying that the insured is fit to perform his normal duties.

Posted under IC38 Life Insurance Agent Exam

Answer: (d).Fitness certificate from the treating doctor certifying that the insured is fit to perform his normal duties. Explanation:In the case of a Permanent Total Disability claim, a fitness certificate from the treating doctor certifying that the insured is fit to perform his normal duties is not required. The other documents mentioned, such as the claim form, copy of the insurance policy, and the permanent disability certificate, are essential for processing such claims.

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Q. Which of the following documents are not required to be submitted for Permanent Total Disability claim?
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