Question

According to the regulations, who bears the onus of proof regarding any information not recorded in the proposal form?

a.

The insurer

b.

The proposer

c.

The insurance agent

d.

The nominee

Answer: (a).The insurer Explanation:The onus of proof regarding any information not recorded in the proposal form rests with the insurer, especially if the insurer claims that the proposer suppressed any material information or provided misleading or false information on any matter material to the grant of cover.

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Q. According to the regulations, who bears the onus of proof regarding any information not recorded in the proposal form?

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