Question
a.
Providing disability provisions for all employees.
b.
Offering a wide range of product options and features.
c.
Making the determination of benefits per member discretionary for the employer.
d.
Automatically determining the level of coverage per employee based on objective criteria.
Posted under IC 92 Actuarial Aspects of Product Development
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Q. What aspect of group insurance product design helps avoid anti-selection by individuals within a group?
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