Q. How does past experience contribute to the determination of interest rates?

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Q. Which type of insurance product requires a major investment at the outset?

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Q. What type of investments are preferred for without-profit contracts?

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Q. Which type of contracts require higher returns on investments to meet policyholders' expectations?

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Q. How does the nature and term of liabilities impact interest rate assumptions?

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Q. What factor determines the availability of matching investments for insurance contracts?

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Q. In which scenario would it be risky to invest in equities for insurance contracts?

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Q. How does past experience of interest rates affect future interest rate assumptions?

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Q. How do investment expenses impact interest rate assumptions?

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Q. How does taxation on investment income affect interest rate assumptions?

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Q. How does government monetary policy influence interest rates?

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Q. What effect does high inflation have on interest rates?

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Q. How does the level of reserve build-up vary based on the benefits provided by the product?

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Q. Why is it critical to choose an appropriate investment return for products with investment guarantees?

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Q. How does the extent of investment guarantees affect asset selection?

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Q. What is the significance of considering the size of margins required for the investment assumption?

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Q. Why is establishing the importance of the investment assumption crucial in modeling?

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Q. What are the two key factors that contribute to sensitivity to the investment assumption?

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Q. How does the size of reserves affect sensitivity to changes in investment return?

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Q. What is reinvestment risk?

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