Q. Why is persistency considered an important metric in insurance?

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Q. How do withdrawal rates influence the pricing of insurance products?

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Q. In which approach to pricing are withdrawal rates considered a crucial assumption?

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Q. How do withdrawal rates impact profits in insurance contracts?

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Q. What is the asset share of a life insurance policy?

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Q. How does the excess of asset share over surrender value impact profits?

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Q. What effect do withdrawal terms have on profit margins?

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Q. What does withdrawal rate refer to in insurance?

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Q. When are surrender rates applicable in insurance policies?

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Q. What is the main factor influencing withdrawal rates?

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Q. Which of the following is NOT a factor considered in choosing withdrawal rates?

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Q. How are withdrawal rates assumed for modeling purposes?

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Q. How does an actuary determine the best estimate rate of withdrawal?

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Q. What factors impact the withdrawal rates in insurance?

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Q. When analyzing withdrawal rates, what is considered if the company lacks adequate data?

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Q. What may necessitate adjustments to withdrawal rates?

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Q. What is the aim when determining withdrawal rates?

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Q. How does the type of product influence withdrawal rates?

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Q. How does past experience influence withdrawal rates?

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Q. How does premium frequency affect withdrawal rates?

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