Q. Why are reinsurance premium rates generally lower than those charged by the insurer?

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Q. What is one of the terms for terminating a reinsurance treaty?

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Q. When could disputes arise between the insurer and the re-insurer?

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Q. What is one advantage of reinsurance in terms of capital utilization?

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Q. How does reinsurance help in minimizing losses for insurers?

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Q. In what way does reinsurance enable higher risk acceptance by insurers?

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Q. How can reinsurers assist insurers in underwriting guidance and training?

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Q. In what scenario could reinsurers provide assistance in designing and pricing new insurance products?

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Q. How does reinsurance contribute to the strength and stability of insurers and the insurance industry?

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Q. In what scenario does reinsurance help in checking the volatility of claim experience?

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Q. How does reinsurance assist in minimizing new business strain for insurers?

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Q. What role does reinsurance play in reducing insurance parameter risk for insurers?

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Q. How does reinsurance contribute to cost reduction for insurers?

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Q. What is a primary consideration for insurers before reinsuring?

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Q. How do retention limits influence the decision to reinsure?

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Q. What factors should be considered when setting retention limits for reinsurance?

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Q. What is the key decision in determining the level of retention limits for insurers?

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Q. How does reinsurance impact the return on capital for insurers?

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Q. What term describes the situation where an insurer remains liable to policyholders even if the reinsurer becomes insolvent?

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Q. How can the exposure to counterparty risk be mitigated?

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