Question

What happens if an applicant has a history of a certain medical condition in life insurance underwriting?

a.

The proposal will be accepted without further assessment

b.

The proposal will be declined without further assessment

c.

The proposal will be evaluated and the decision to grant cover will be made based on the current medical condition and other factors

d.

None of the above

Posted under IC22 Life Insurance Underwriting

Answer: (c).The proposal will be evaluated and the decision to grant cover will be made based on the current medical condition and other factors Explanation:The decision to grant cover in life insurance underwriting is based on various factors, including the applicant's current medical condition, medical history, and other relevant information. If an applicant has a history of a certain medical condition, the proposal will be evaluated, and a decision will be made based on the overall assessment. The proposal may be accepted, declined, or accepted on modified terms based on the assessment of the applicant's risk factors.

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Q. What happens if an applicant has a history of a certain medical condition in life insurance underwriting?
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