Question

In what scenario can an underwriter take a decision to postpone a proposal?

a.

When the client is insurable

b.

When the client's health condition is uninsurable

c.

When the client is a high-risk profile

d.

When the client is a regular fare-paying passenger

Answer: (b).When the client's health condition is uninsurable Explanation:An underwriter can take a decision to postpone a proposal when the health condition of a client is uninsurable at the time of application, e.g., if the client has been advised to undergo a cardiac surgery and post-operative treatment.

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Q. In what scenario can an underwriter take a decision to postpone a proposal?

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