Question

How are numerical ratings assigned based on EMR?

a.

Credit the unfavourable factors and debit the favourable factors.

b.

Assign numerical ratings based on the individual's age and gender.

c.

Assign numerical ratings based on the individual's occupation and place of residence.

d.

Assign numerical ratings based on the individual's physical build.

Posted under IC22 Life Insurance Underwriting

Answer: (d).Assign numerical ratings based on the individual's physical build. Explanation:Numerical ratings are assigned based on the individual's physical build, including height and weight, during the risk assessment phase in the numerical rating method.

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Q. How are numerical ratings assigned based on EMR?
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