Question

What is the underwriter evaluating while assessing the accident risk and granting the ADB rider benefit?

a.

The policyholder's age

b.

The policyholder's income

c.

The policyholder's occupation and hobbies

d.

The policyholder's family history

Posted under IC22 Life Insurance Underwriting

Answer: (c).The policyholder's occupation and hobbies Explanation:The underwriter evaluates the occupation and hobbies and the probability of accidents very carefully before assessing the accident risk and granting the Accidental Death Benefit (ADB) rider benefit.

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Q. What is the underwriter evaluating while assessing the accident risk and granting the ADB rider benefit?
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