Q. Can the Accidental Death Benefit (ADB) rider be declined by the insurance company?

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Q. What is the Waiver of Premium rider?

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Q. What is TPD in the context of life insurance?

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Q. What are the prerequisites for a TPD claim?

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Q. What is the meaning of "gainful employment" in the context of TPD?

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Q. Why is the claims process for TPD very careful and may require medical and legal experts?

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Q. What is a term rider in a life insurance policy?

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Q. What is a critical illness rider?

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Q. When is the benefit payable to the insured under a critical illness rider?

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Q. Which of the following critical illnesses may be covered by an insurance company under the critical illness rider?

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Q. What is the difference between a critical illness rider and an insurance mediclaim policy?

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Q. What is the time period within which the benefit is generally paid under the critical illness rider?

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Q. What is the purpose of the critical illness rider?

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Q. What is the role of insurance companies in defining the conditions for which the critical illness rider is payable?

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Q. What is the benefit of the critical illness rider?

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Q. What is Premium Loading?

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Q. What factors determine the amount of premium loading an insurer imposes?

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Q. What documents are necessary for an underwriter to review for risk selection?

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Q. When is a proposal referred to reinsurers for their decision?

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Q. When is a policy issued with extra premium?

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