Question

Why is the claims process for TPD very careful and may require medical and legal experts?

a.

Because TPD claims are very common and need a lot of scrutiny

b.

Because TPD claims can be fraudulent and require careful assessment

c.

Because TPD claims are difficult to process due to the nature of the disability

d.

Because TPD claims require a lot of evidence and documentation

Posted under IC22 Life Insurance Underwriting

Answer: (b).Because TPD claims can be fraudulent and require careful assessment Explanation:TPD claims can be fraudulent, which is why insurance companies need to be careful and assess them thoroughly, sometimes requiring the help of medical and legal experts.

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