Question

What is extra mortality rate (EMR)?

a.

The mortality rate of sub-standard lives.

b.

The mortality rate of standard lives.

c.

The excess mortality as compared to the mortality of standard lives.

d.

The excess mortality as compared to the mortality of sub-standard lives.

Posted under IC22 Life Insurance Underwriting

Answer: (c).The excess mortality as compared to the mortality of standard lives. Explanation:The extra mortality rate or EMR refers to the excess mortality as compared to the mortality of standard lives.

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