Question
a.
Providing insurance cover to the prospects on a non-medical basis.
b.
Using health related information through a pre-insurance medical screening to take a decision regarding acceptance or rejection of the application.
c.
Assessing factors such as body mass index, personal medical history, and family medical history to take a decision on accepting or rejecting the risk.
d.
Verifying the identity and financial documents of the customer.
Posted under IC22 Life Insurance Underwriting
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Q. What is non-medical underwriting in insurance?
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