Question

What have medico-actuarial studies proven about the extra risk associated with being either overweight or underweight?

a.

Being underweight is adverse at younger ages as it may point towards serious infections

b.

Excess weight and obesity have proven to be more harmful at middle or higher ages

c.

Both a and b

d.

None of the above

Posted under IC22 Life Insurance Underwriting

Answer: (c).Both a and b Explanation:Medico-actuarial studies have proven the extra risk associated with a person who is either overweight or underweight. At younger ages, being underweight is seen to be adverse as it may point towards tuberculosis, anemic conditions, or some other serious infections. Excess weight and obesity have proven to be more harmful at middle or higher ages and could potentially lead to hypertension.

Interact with the Community - Share Your Thoughts

Uncertain About the Answer? Seek Clarification Here.

Understand the Explanation? Include it Here.

Q. What have medico-actuarial studies proven about the extra risk associated with being either overweight or underweight?
Add Comment

Similar Questions

Explore Relevant Multiple Choice Questions (MCQs)

Q. What is the purpose of build charts and tables?

View solution

Q. What is the medical-sum-at-risk (MSAR)?

View solution

Q. What is excluded from the medical-sum-at-risk?

View solution

Q. What is the financial-sum-at-risk (FSAR)?

View solution

Q. What is the Agent's Confidential Report (ACR)?

View solution

Q. What is the purpose of determining the medical or non-medical basis of a proposal?

View solution

Q. What factors are generally considered in the norms for determining whether a proposal is to be underwritten on a medical or non-medical basis?

View solution

Q. What is BMI used for?

View solution

Q. What is the purpose of calculating the medical-sum-at-risk?

View solution

Q. What is the difference between MSAR and FSAR?

View solution

Q. What is the purpose of a pre-insurance medical examination?

View solution

Q. Who conducts the pre-insurance medical examination?

View solution

Q. What is included in a pre-insurance medical examination?

View solution

Q. Who pays for the costs of the medical tests?

View solution

Q. What are the additional questionnaires provided to clients during the pre-insurance medical examination for?

View solution

Q. What tests may be conducted during a pre-insurance medical examination?

View solution

Q. How are medical examinations carried out by insurance companies?

View solution

Q. What is the maximum time limit set by IRDA for processing life insurance proposals by insurance companies?

View solution

Q. What triggers the underwriting process of a life insurance proposal?

View solution

Q. What is the role of underwriters in the life insurance underwriting process?

View solution
View All MCQs on IC22 Life Insurance Underwriting

Recommended Subjects

Are you eager to expand your knowledge beyond IC22 Life Insurance Underwriting? We've handpicked a range of related categories that you might find intriguing.

Click on the categories below to discover a wealth of MCQs and enrich your understanding of various subjects. Happy exploring!

Drug and Pharmaceutical Biotechnology

Navigate the world of pharmaceuticals and biotechnology with our dedicated category....

Power Plant Engineering

Embark on a journey through the fascinating domain of Power Plant Engineering, where...

Fluid Mechanics

Unlock the mysteries of fluids and their behavior with our Fluid Mechanics category....

Cost Accounting

Dive into the realm of Cost Accounting with our specialized category. Explore cost...

Biochemical Engineering

Master the synergy of biology and engineering with our Biochemical Engineering...

Irrigation Engineering

Master the science of Irrigation Engineering with our dedicated category. Explore...

Basic Electrical Engineering

Master the fundamentals of Electrical Engineering with our specialized category....

DC Machines

Dive into the fundamentals of direct current (DC) machines with our specialized...

General Knowledge

Expand your horizons and stay informed about the world with our General Knowledge...