Q. How does genetic testing help insurance companies in screening individuals?

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Q. If an individual's gene test indicates the presence of a certain gene, how will the insurance company categorize the individual?

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Q. What happens if an individual's gene test indicates the absence of a certain gene?

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Q. Is genetic testing done as a pre-insurance screening process in India?

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Q. What are the reasons for genetic testing?

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Q. What are the advantages of genetic testing in insurance?

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Q. What are the disadvantages of genetic testing?

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Q. What are the limitations of genetic testing?

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Q. What are some potential medico-legal issues associated with genetic testing in life insurance?

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Q. What is a potential benefit for those previously considered uninsurable due to gene testing?

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Q. Gene test is also known as

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Q. What is the underwriting process in insurance?

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Q. What are some challenges faced by the underwriting process?

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Q. Why do insurers keep thin profit margins?

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Q. What is a potential challenge in getting appropriate and accurate documentation on financial or medical facts of the life to be assured?

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Q. What can be a potential consequence of inadequate documentation in the underwriting sheet?

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Q. What impact does the growing demand for low-priced insurance products coupled with excellent customer service have on the underwriting process?

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Q. What is the impact of non-disclosures and misrepresentations of information and facts at the point of sale on the underwriting decision and policy acceptance?

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Q. Which external agencies pose a challenge at the risk evaluation/underwriting process?

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Q. Why is stiff competition amongst insurers necessitating customised underwriting rules?

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