Question

What additional loading is required for the presence of complications like retinopathy and early nephropathy?

a.

Small additional loading

b.

Large additional loading

c.

No additional loading

d.

Declinature of the risk

Posted under IC22 Life Insurance Underwriting

Answer: (b).Large additional loading Explanation:The presence of complications like retinopathy and early nephropathy (microalbuminuria stage) will require additional loadings.

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Q. What additional loading is required for the presence of complications like retinopathy and early nephropathy?
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