Question

What is the primary method used to evaluate asthma for life insurance underwriting?

a.

Medical examination

b.

Asthma questionnaire

c.

Pulmonary function test

d.

Blood test

Posted under IC22 Life Insurance Underwriting

Answer: (b).Asthma questionnaire Explanation:The underwriting evaluation of asthma is done by evaluating the medical history, and an asthma/respiratory questionnaire needs to be obtained from the Life Assured or treating physician to help classify the severity of the condition. Therefore, the primary method used to evaluate asthma for life insurance underwriting is an asthma questionnaire.

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Q. What is the primary method used to evaluate asthma for life insurance underwriting?
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