Question

What is the risk associated with mild asthma in terms of underwriting?

a.

Negligible mortality risk

b.

High mortality risk

c.

Moderate mortality risk

d.

Insurable only with substandard loadings

Posted under IC22 Life Insurance Underwriting

Answer: (a).Negligible mortality risk Explanation:Mild asthma is associated with a negligible mortality risk in underwriting evaluation. This means that individuals with mild asthma are generally considered insurable at standard rates, without any additional premium loadings or other restrictions.

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Q. What is the risk associated with mild asthma in terms of underwriting?
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