Question

Who has the burden of proving the coverage for losses excluded under the terrorism exclusion clause?

a.

The reinsured party

b.

The reinsurer

c.

The authorized governmental officials

d.

The court of law

Answer: (a).The reinsured party Explanation:According to the terrorism exclusion clause, if the reinsurer alleges that any loss, damage, cost, or expense is not covered due to the exclusion, the burden of proving the contrary lies upon the reinsured party. The reinsured party must provide evidence to demonstrate that the loss falls within the coverage of the reinsurance agreement despite the terrorism exclusion.

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Q. Who has the burden of proving the coverage for losses excluded under the terrorism exclusion clause?

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