Q. Which of the following statements about credit ratings is true?

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Q. The assignment of ratings to debt issued by insurers or supported by insurance policies follows:

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Q. In India, credit agencies engaged in rating securities offered by public or rights issue must obtain a license from:

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Q. Credit ratings are recognized worldwide as the benchmark for assessing the financial strength of:

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Q. Sovereign rating assesses a country's overall strength for:

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Q. The analytical process in evaluation by a rating agency includes all of the following measures, except:

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Q. When managing the security of assets and finances, an insurer or reinsurer may decide to use credit rating information based on:

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Q. What risk does dealing with reinsurance expose an insurer or reinsurer to?

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Q. When managing reinsurance security, an insurer or reinsurer may offset the higher credit risk associated with reinsurance recoverables against:

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Q. The decision of an insurer or reinsurer to override the lower sovereign rating and deal with a market based on the individual credit rating is primarily influenced by:

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Q. Which of the following statements is incorrect with respect to credit rating?

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Q. How were reinsurers traditionally chosen?

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Q. What is the purpose of using credit ratings in the selection of reinsurers?

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Q. What is the minimum credit rating required by IRDA in India for reinsurers?

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Q. Can an insurer or reinsurer in any market set a higher rating level as an internal guideline for selecting a reinsurer?

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Q. What is the initial step in selecting a reinsurer?

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Q. What is the purpose of rating agencies' assessment of insurers and reinsurers?

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Q. Which of the following is NOT a key area that a Credit Rating Agency looks at when assessing insurers?

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Q. What is the role of rating in helping new insurers in a market?

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Q. Which factor is NOT considered in the rating process of insurers and reinsurers?

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