Question

Give an example of why a proposer's profession or occupation is important in the context of insurance.

a.

A delivery man is more likely to have a preferred food delivery app.

b.

A person working in a coal mine may be exposed to dust particles leading to lung ailments.

c.

An accountant is more likely to be skilled in home renovation.

d.

A teacher has a high risk of encountering wild animals.

Answer: (b).A person working in a coal mine may be exposed to dust particles leading to lung ailments. Explanation:A person working in a coal mine may be exposed to dust particles, which can lead to lung ailments, making their profession relevant in insurance underwriting.

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Q. Give an example of why a proposer's profession or occupation is important in the context of insurance.

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