Q. What is the purpose of a deductible/excess in health insurance policies?

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Q. How does a deductible affect a claim in health insurance?

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Q. In the context of hospital cash policies, what does the term "deductible" refer to?

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Q. Is the waiting period for making a claim applicable in cases of hospitalization due to an accident?

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Q. What is the purpose of waiting periods for specific diseases in health insurance?

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Q. What is the typical waiting period imposed for specific diseases by insurance companies?

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Q. What is the purpose of the waiting period for specific diseases in health insurance?

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Q. Under what circumstances does the cost of a pre-policy checkup get reimbursed by the insurer?

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Q. What type of additional cover provides coverage for certain life-threatening ailments and expensive treatment?

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Q. What does the reinstatement of sum insured cover allow the insured to do?

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Q. Which type of alternative medical treatments are covered by some policies under the category of AYUSH?

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Q. What does an "outpatient cover" in health insurance typically include?

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Q. How does a "hospital cash" benefit work in health insurance?

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Q. In order to trigger the "hospital cash" benefit, what condition must be met?

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Q. When is the "recovery benefit" typically paid in health insurance?

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Q. What is the purpose of "donor's expenses" coverage in health insurance?

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Q. Which expenses are reimbursed under "reimbursement of ambulance" coverage in health insurance?

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Q. What does "family definition" refer to in health insurance?

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Q. What is the significance of Arogya Sanjeevani in the context of health insurance?

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Q. Why did IRDAI introduce Arogya Sanjeevani health insurance?

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