Question

How does a deductible affect a claim in health insurance?

a.

It reduces the sum insured

b.

It eliminates the need for co-payment

c.

It increases the insurer's liability

d.

It reduces the amount paid by the insurer for the claim

Answer: (d).It reduces the amount paid by the insurer for the claim Explanation:A deductible in health insurance reduces the amount paid by the insurer for the claim, as the insured must pay the deductible amount initially.

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Q. How does a deductible affect a claim in health insurance?

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