Question

What has IRDAI mandated for health insurers and TPAs regarding Senior Citizen Policies?

a.

They should charge lower premiums for senior citizens

b.

They should exclude all pre-existing diseases from coverage

c.

They should establish a separate channel to address claims and grievances of senior citizens

d.

They should limit the sum insured for senior citizens

Answer: (c).They should establish a separate channel to address claims and grievances of senior citizens Explanation:IRDAI has mandated that all health insurers and TPAs shall establish a separate channel to address the health insurance related claims and grievances of senior citizens.

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Q. What has IRDAI mandated for health insurers and TPAs regarding Senior Citizen Policies?

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