Q. What does "reasonable and necessary expenses" refer to in a health insurance policy?

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Q. When is it necessary to provide a notice of claim in a health insurance policy?

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Q. What is the usual time limit for document submission in cases of reimbursement claims in health insurance?

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Q. What is a "free health check" provision in individual health policies?

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Q. What is the purpose of a "cumulative bonus" in health insurance?

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Q. How much can the sum insured increase with a "cumulative bonus" for claim-free renewals?

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Q. What is a "malus" in health insurance?

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Q. What does "no claim discount" refer to in health insurance?

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Q. How is room rent linked to the sum insured in some health plans?

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Q. According to IRDAI guidelines, what is the mandatory requirement for renewability of health insurance policies?

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Q. Under what conditions can an insurance company cancel a health insurance policy?

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Q. When policies are canceled by the insurer, what happens to the premium paid by the insured?

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Q. What is the grace period for renewal in health insurance policies?

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Q. Though the duration of cover for pre-hospitalization expenses would vary from insurer to insurer and is defined in the policy, the most common cover is for ________ pre-hospitalization.

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Q. As per IRDA guidelines, a ________ grace period is allowed for renewal of individual health policies.

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