Question

What does "reasonable and necessary expenses" refer to in a health insurance policy?

a.

Expenses that are subject to reimbursement

b.

Expenses deemed acceptable by the policyholder

c.

Expenses that would be considered reasonable for a particular ailment and location

d.

Expenses that are never covered by the insurance company

Posted under IC38 Life Insurance Agent Exam

Answer: (c).Expenses that would be considered reasonable for a particular ailment and location Explanation:"Reasonable and necessary expenses" in a health insurance policy refer to expenses that would be considered reasonable for the treatment of a specific ailment in a particular geographical area.

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Q. What does "reasonable and necessary expenses" refer to in a health insurance policy?
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