Q. Which factors would be considered while estimating interest rates?

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Q. If interest rates fall, what would be the impact on the premium rates assuming all other same?

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Q. What factors influence interest rate risk?

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Q. How are interest rate models utilized in insurance?

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Q. What are some of the factors considered for deciding interest rate assumptions?

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Q. How does the determination of interest rates vary with the type of insurance product selected?

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Q. What does interest rate refer to?

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Q. Why is interest rate assumption particularly important for certain types of insurance products?

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Q. How many steps are typically involved in the assumption setting process?

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Q. What are the main factors considered in calculating life insurance premiums?

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Q. What is the purpose of applying stochastic interest rate approaches for hedging purposes?

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Q. Why might traditional immunization methodology not be suitable for measuring interest rate risk with innovative insurance products?

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Q. What does convexity measure in the context of assets and liabilities?

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Q. How is duration defined in the context of assets and liabilities?

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Q. What is the purpose of immunization techniques in managing traditional life insurance products?

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Q. What is the consequence of higher leverage for insurance companies?

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Q. How does rising interest rates affect insurers whose duration of assets exceeds that of their liabilities?

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Q. What measures do insurers take to mitigate interest rate risk?

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Q. How can a prolonged low interest rate environment impact insurance companies?

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Q. What is disintermediation risk in the context of insurance?

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