Occupational,Avocational and Residential Risks MCQs

Welcome to our comprehensive collection of Multiple Choice Questions (MCQs) on Occupational,Avocational and Residential Risks, a fundamental topic in the field of IC22 Life Insurance Underwriting. Whether you're preparing for competitive exams, honing your problem-solving skills, or simply looking to enhance your abilities in this field, our Occupational,Avocational and Residential Risks MCQs are designed to help you grasp the core concepts and excel in solving problems.

In this section, you'll find a wide range of Occupational,Avocational and Residential Risks mcq questions that explore various aspects of Occupational,Avocational and Residential Risks problems. Each MCQ is crafted to challenge your understanding of Occupational,Avocational and Residential Risks principles, enabling you to refine your problem-solving techniques. Whether you're a student aiming to ace IC22 Life Insurance Underwriting tests, a job seeker preparing for interviews, or someone simply interested in sharpening their skills, our Occupational,Avocational and Residential Risks MCQs are your pathway to success in mastering this essential IC22 Life Insurance Underwriting topic.

Note: Each of the following question comes with multiple answer choices. Select the most appropriate option and test your understanding of Occupational,Avocational and Residential Risks. You can click on an option to test your knowledge before viewing the solution for a MCQ. Happy learning!

So, are you ready to put your Occupational,Avocational and Residential Risks knowledge to the test? Let's get started with our carefully curated MCQs!

Occupational,Avocational and Residential Risks MCQs | Page 6 of 9

Discover more Topics under IC22 Life Insurance Underwriting

Q51.
What is the risk associated with individuals who participate in dangerous sports and avocations?

a.

Increased mortality risk

b.

Increased morbidity risk

c.

Decreased mortality risk

d.

Both a and b

Discuss
Answer: (d).Both a and b Explanation:Individuals who participate in 'dangerous sports and avocations' are considered to be 'high risk' by insurance companies.
Q52.
What are some examples of avocations having extra risk exposure?

a.

Aviation

b.

Scuba diving

c.

Ballooning

d.

All of the above

Discuss
Answer: (d).All of the above Explanation:Aviation, scuba diving, and ballooning are the examples of avocations having extra risk exposure.
Q53.
What type of aircraft are included in aviation-related sporting activities?

a.

Helicopters

b.

Private jets

c.

Charter planes

d.

All of the above

Discuss
Answer: (d).All of the above Explanation:Hhelicopters, private jets, and charter planes are the examples of aircraft included in aviation-related sporting activities.
Q54.
What type of flying activity involves the use of a non-motorised foot-launched wing known as a hang-glider?

a.

Micro-lights flying

b.

Parachuting

c.

Sky diving

d.

Hang gliding

Discuss
Answer: (d).Hang gliding Explanation:Hang gliding is an activity where the pilot flies in the air with the help of a non-motorised foot-launched wing known as a hang-glider.
Q55.
What is the risk associated with SCUBA diving?

a.

Decompression accidents

b.

Gas embolism and pulmonary pneumothorax

c.

Toxic effects on nerve tissue

d.

All of the above

Discuss
Answer: (d).All of the above Explanation:Decompression accidents, gas embolism and pulmonary pneumothorax, and toxic effects on nerve tissue are the risks associated with SCUBA diving.
Q56.
What is nitrogen necrosis?

a.

A condition where divers hallucinate, take off their breathing equipment and drown

b.

A condition where abnormal saturation of nerve tissue with nitrogen can impair judgment and reason

c.

A condition where ascending divers come to the surface from a deep dive too quickly, causing gas embolism and pulmonary pneumothorax

d.

None of the above

Discuss
Answer: (b).A condition where abnormal saturation of nerve tissue with nitrogen can impair judgment and reason Explanation:Nitrogen necrosis is a condition where abnormal saturation of nerve tissue at great depth with huge amounts of oxygen, carbon dioxide, and nitrogen can have toxic effects and impair judgment and reason.
Q57.
What is the additional mortality risk associated with ballooning?

a.

No directional control

b.

Hitting obstacles such as electricity cables and pylons

c.

Lack of specialized training

d.

Exposure to decompression accidents

Discuss
Answer: (b).Hitting obstacles such as electricity cables and pylons Explanation:The additional mortality risk associated with ballooning arises due to the hazard of hitting obstacles such as electricity cables and pylons.
Q58.
What does SCUBA stand for?

a.

Self-contained Underwater Breathing Apparatus

b.

Self-controlled Underwater Breathing Apparatus

c.

Specialized Underwater Breathing Apparatus

d.

None of the above

Discuss
Answer: (a).Self-contained Underwater Breathing Apparatus Explanation:SCUBA stands for Self-contained Underwater Breathing Apparatus.
Q59.
What is the purpose of specialized training and certification for SCUBA divers?

a.

To remain submerged for long periods of time

b.

To prevent decompression accidents

c.

To enhance judgment and reasoning abilities

d.

To increase the risk of accidents

Discuss
Answer: (b).To prevent decompression accidents Explanation:SCUBA divers receive specialized training and certification due to the inherent dangers in the sport and the risk of decompression accidents.
Q60.
What is the risk associated with an ascending diver coming to the surface from a deep dive too quickly?

a.

Gas embolism and pulmonary pneumothorax

b.

Nitrogen necrosis

c.

Hallucinations and impaired judgment

d.

Lack of directional control

Discuss
Answer: (a).Gas embolism and pulmonary pneumothorax Explanation:An ascending diver coming to the surface from a deep dive too quickly may experience gas embolism and pulmonary pneumothorax due to air which saturates the body under deep water diving suddenly erupting from the blood and body tissues and expanding explosively in the chest.
Page 6 of 9